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Uber Insurance

Uber Insurance in Los Angeles

Uber drivers are involved in over 10,000 accidents each year in the United States. Rideshare, or Uber insurance, is different from your standard policy. Once you have your app on or a passenger in your vehicle, you needcommercial insurance.

At GLG Insurance Professionals, we use our 25+ years of experience in the insurance industry to help you:

  • Maximize your rideshare insurance

  • Fill gaps in your policy that increase your risk of liability

  • Safely earn money as a rideshare driver

Our insurance agents will help you navigate the insurance requirements you need to meet in your state.

Qualified clients also have access to Low or no down payment options.

Start your free quote for Uber insurance in Los Angeles.

Why Do You Need Rideshare Insurance?

Did you know that your personal auto insurance policy doesn’t cover commercial activity – and that includes driving for a rideshare service?

Rideshare insurance extends your coverage to protect you even when you’re driving passengers to their destinations.

Without coverage, you risk being liable for some damages, which can be costly.

The right policy protects you, your passengers, and your vehicle when you’re driving for services like Uber.

Uber Driver Insurance Requirements in Los Angeles

Rideshare companies are often mandated by state law to offer their drivers coverage, but there are grey areas that still leave you personally liable in accidents. For example, your Uber insurance (provided by the company) may not cover an accident until the passenger is in the seat of your vehicle.

This means that you may be personally liable if:

  • A motorist hits your vehicle while you’re waiting for the passenger in the parking lot.

  • Two seconds after the passenger exits the vehicle, someone rear-ends your car.

Our agents will help you fill in the gaps in your insurance so that you’re covered in the event that you’re waiting for a ride request or you’re offline.

Who Needs Uber Car Insurance?

Are you a rideshare driver? You need Uber car insurance. We recommend requesting a quote for insurance that we’ll add on top of your existing policy to provide specific provisions for rideshare accidents.

Rideshare endorsements further protect you from the risk of:

  • Existing insurers dropping you after an accident

  • Liabilities not covered by Uber’s insurance policy

Even with Uber’s own insurance and a comprehensive personal auto insurance policy, the risks of driving without an Uber endorsement are too high.

We’ll help you obtain an affordable insurance policy that fills in these gaps so that you can drive with confidence.

What We Cover

Car insurance for Uber drivers in LA includes essential coverage that protects your vehicle and your livelihood.

Coverage options include, but are not limited to:

  • Liability: Covers damage to other people’s property as well as injuries. Liability coverage is required for any driver, but without a ridesharing policy, you may not be covered by a personal policy.

  • Collision and comprehensive: Covers damage to your own vehicle if it’s damaged in a collision or an incident like vandalism, theft, fire, or a natural disaster.

  • Personal injury protection (PIP): Covers the cost of your own medical care in case of an accident.

  • Uninsured/underinsured motorist: Provides protection if the other driver has no insurance or insufficient coverage.

Why Uber Drivers Trust GLG Insurance

Uber car insurance gives you extra protection as a driver, but you need the right policy to protect against risks. You need an experienced team to help ensure you’re not purchasing more coverage than necessary.

Our highly trained staff has the skills needed to identify the best insurance providers for our clients.

Here’s why rideshare drivers choose us for their Uber driver insurance:

  • We offer flexible payment options. Pay by check, credit card, e-check, debit card, and more. We make it easy for customers to make payments by mail, over the phone, or online. Additionally, we allow premiums to be paid monthly, in full, or in two equal halves.

  • Policies are tailored to your needs. Customize your contract to include the coverage you need.

  • We provide DMV service. Our agents notify the DMV electronically about your insurance coverage to save you time.

  • Our customer service is first-rate. We’re here when you need us. Our expert customer support helps you get back on the road as quickly as possible.

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