6332 S Rainbow Blvd. #100 Las Vegas, NV 89118, USA
6332 S Rainbow Blvd. #100 Las Vegas, NV 89118, USA
If you plan to drive for a rideshare company, you need more than just your standard auto insurance policy to protect yourself, your vehicle, and your livelihood.
Rideshare insurance gives you the protection you need to drive with confidence.
At GLG Insurance Professionals, our insurance experts have 25+ years of industry experience to help you:
Find the right rideshare insurance policy to protect against risk
Bridge the gaps in your policy that leave you vulnerable to liability claims
Earn money with confidence as a rideshare driver
Our insurance agents are here to help you navigate the process of finding and purchasing rideshare insurance.
Start your free quote for rideshare insurance in Los Angeles.
Drive with confidence with our low or no down payment options.
Major rideshare companies like Uber and Lyft have insurance policies that cover drivers and passengers – but only in certain scenarios.
You likely won’t be covered if you get into an accident when:
You’re driving around between fares
You’re waiting for a ride request
Rideshare insurance covers you in these scenarios, giving you peace of mind and protecting your personal finances.
Without proper coverage, you risk having to pay out of pocket for liability claims and damages if you do get into an accident in between passenger pickups.
The state of California has strict regulations for Transportation Network Companies (TNCs) like Uber and Lyft to ensure drivers and passengers are safe.
They must meet certain minimum coverage requirements, but drivers are also responsible for maintaining adequate coverage.
California law divides rideshare driving into four periods, each with distinct insurance requirements:
Period 0: Offline. Personal auto insurance applies.
Period 1: App is on, waiting for a ride. Drivers must have a policy with at least $50,000/$100,000 total for bodily injury and $30,000 for property damage.
Period 2: En route to pick up a passenger. TNC-provided coverage applies, including liability and contingent collision and comprehensive insurance.
Period 3: Passenger is in the car. TNC-provided insurance applies and with more comprehensive liability coverage, usually up to $1 million.
Rideshare driving opens the door to new income-earning opportunities, but California’s law requires you to have proper coverage to protect yourself and passengers.
Rideshare companies like Uber and Lyft provide partial coverage for liability, comprehensive, and collision during active periods.
Full coverage varies by driving period, and often, drivers must pay deductibles out of pocket.
Drivers are most at risk during that critical period when their app is on and waiting for a ride. TNC-provided coverage typically doesn’t apply here. Gaps in coverage arise without distinct rideshare insurance coverage. In other words, you put yourself at risk of being personally liable for claims during this key period.
Additionally, personal auto insurance generally excludes business use (like rideshare driving), making it even harder to get the protection you need to drive confidently.
We can help. Our experienced insurance agents can help you secure a policy that fills these gaps and gives you peace of mind.
Car insurance for rideshare drivers in LA typically includes:
Liability coverage: Pays for damage you cause to someone else’s property or injuries to other people in an accident. Liability coverage is required by law.
Collision and comprehensive: Pays for repairs to your vehicle if it’s damaged in a collision or an incident like a natural disaster.
Personal injury protection (PIP): Pays for your medical bills if you’re injured in an accident.
Add-ons and additional coverage may also be available. Our agents will help you find a policy that covers all potential risks as a rideshare driver.
Rideshare car insurance gives you the protection you need and helps you comply with California law as a driver.
At GLG Insurance Professionals, we’re committed to helping customers secure the coverage they need.
Why do rideshare drivers trust us to obtain their rideshare driver insurance?
Tailored coverage. Get only the coverage you need – nothing more. We help you customize your contract.
Premium claims service. Our agents help you get back on the road quickly.
Flexible payment options. Pay monthly, in two equal halves, or in full. Plus, we make it easy to choose the payment option that works best for you: check, credit card, e-check, debit card, and more.
DMV service. We notify the DMV electronically about your insurance coverage to save you time.
